Offering great rates for a wide range of Personal Loans

  • Car Loans

  • Home Improvement Loans

  • Debt Consolidation Loans

  • Holidays

+ much more

United offers a wide range of financial services to members throughout New Zealand.

Check out our Hot Special rate

Car Loans for Just


Sign up with United and take advantage of our great rate.

  • No deposit needed

  • Borrow up to $25,000

  • Pre-approvals available

  • Pay cash and negotiate a cheaper rate!

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About us

United is part of First Credit Union, and is based in Wellington.

We provide financial services including personal loans to members throughout New Zealand.

We pride ourselves on offering a prompt and efficient service, with most personal loans approved within 1 working day (assuming all required documents have been provided).

It’s Quick and Easy to Join

Many people join us for our great rates…and that’s OK with us. Join us and become a Member today.

It takes just 3 simple steps to sign up.

  1. 1

    Download and fill in our Membership Application Form.

  2. 2

    Get document/s certified with an Authorised Certifier.

  3. 3

    Post or deliver your completed Form and Certified Copies.

Once received, you should hear from us within 1 working day.

Our Range of Services

Our services include:

  • Personal Loans - including car loans, loans for debt consolidation, holidays, home improvement activities, and assisting family members. Plus much more.

  • Personal Savings Accounts and Term Deposits.

  • 24 hour banking with Internet Banking, AccessMobile Banking, and Phone Banking.

  • AccessDebit MasterCards.

Services Provided to Members New Zealand Wide

United provides financial services and personal loans to members throughout New Zealand including Auckland, Wellington and Christchurch. For members situated outside Wellington, we simply undertake all your financial transactions by communicating with you by phone, fax, or email.

Wanting Some More Information?

To learn more about our great services and how we can help you with your personal loans and savings please Contact Us or Call Free on

0800 234 778.

Join today and take advantage of our great rates. Check out our Hot Special Rate for Car Loans – just 8.99%

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